Payments. Platforms.
Useful products.
I'm Ashutosh Kumar, a product manager with 11+ years across payments, platforms and growth. I connect business goals with everyday use — and build small apps to explore useful ideas.
11+
Years of Experience
7
Years in Product
4
Years Engineering
BE + MBA
MIT Manipal · XIMB
What's Here
A curated view into my professional world
Career & Experience
Full timeline of my product management journey — from software engineering at Mahindra Comviva to leading global payment platforms at Blackhawk Network.
Articles & Blog
My thoughts on product strategy, fintech trends, user experience and building great teams. Writing that reflects what I've learned in the trenches.
Mini Apps
Small tools for everyday tasks. Track investments with Portfolio Ledger, explore retirement scenarios, or use the calculator. Read the decisions behind each build.
From product thinking to building
Practical notes on workflows, decisions and small tools.
AI in Product Management: Start with the Workflow
Where AI helps, where review matters, and how to measure the whole task.
Building Mini Apps
Keep the problem small, the experience complete and the learning useful.
Explore the Mini Apps collection
Now including Portfolio Ledger: mutual fund tracking, SIPs, XIRR and benchmark comparisons.
The Short Version
Builder, thinker, problem-solver
I'm a results-driven Product Manager with 7+ years of PM experience and 4 years of software engineering — a combination that gives me a unique ability to bridge business strategy and technical execution.
Currently at Blackhawk Network India, I manage a global acquiring switch platform processing millions of gift card transactions daily across APAC, Europe, and the US — connecting 5,000+ acquirers with 1,000+ issuer brands.
My journey has taken me from coding telecom ad platforms at Mahindra Comviva, to owning customer success at Actoserba Active Wholesale Ltd., to managing 3M+ DAU products at IndiaMart — every step sharpening my instinct for building things people actually use.
More About Me →What Colleagues Say
From managers, peers & direct reports on LinkedIn
"He has always been a cool manager who always motivated me to explore new things. He is well organised, innovative, always up with new ideas which has always benefited the product. One of the best colleagues and managers anyone can have."
"His innovative thought process in generating segmentation data led to a 90%+ drop in data generation time. Ashutosh is amazing — knows his way around people, is good with clients, and does whatever it takes to get things done."
"From being a positive, calm, diligent person to being a great team partner — Ashutosh has the qualities that are hard to find. His ability to handle multiple projects was unlike any I've seen before."
Let's Talk
Whether you're hiring, collaborating, or just want to talk product — my inbox is always open.